Citizens Bank spending and savings tips for the busy holiday shopping season

With Thanksgiving falling at the end of November and holiday decorations and sales already in stores, Citizens Bank is offering shopping and spending tips to help consumers manage their finances and avoid overspending during the busy holiday shopping season. This year the National Retail Federation predicts consumers will spend more than $602 billion – up 3.9 percent from last year – for holiday purchases such as gifts, cards, decorations and other items.

To help consumers manage their money, prevent the accumulation of debt and make the most of their holiday dollars, Citizens Bank suggests the following 11 guidelines: 

1. Build a budget

2. Make a list

3. Keep track as you spend

4. Use credit cards responsibly

5. Use your debit card instead of cash

6. Keep information secure 

7. Shop safely

For details on each of these tips as well as additional tips please visit:  http://www.vermontbiz.com/news/november/citizens-bank-offers-11-spending-and-savings-tips-busy-holiday-shopping-season?utm_source=VBM+Mailing+List&utm_campaign=165ef6e24d-Enews_11_28_201311_27_2013&utm_medium=email&utm_term=0_85838110bc-165ef6e24d-286301905

Davis & Hodgdon Associates has been assisting businesses and individuals in the Burlington Vermont Metro area for more than 20 years. If you have any questions or concerns please feel free to call 802.878.1963 or email [email protected].